|
| 贷款
年限 |
公积金贷款 |
商业银行贷款 |
贷款1万元
|
| 年利率%
|
月利率‰
|
月还款额 |
年利率%
|
月利率‰
|
月还款额 |
利息差 |
| 1 |
3.9600 |
3.3000 |
851.32 |
5.5800 |
4.6500 |
858.74 |
89.03 |
| 2 |
3.9600 |
3.3000 |
434.07 |
5.7600 |
4.8000 |
442.13 |
193.30 |
| 3 |
3.9600 |
3.3000 |
295.06 |
5.7600 |
4.8000 |
303.13 |
290.56 |
| 4 |
3.9600 |
3.3000 |
225.61 |
5.8500 |
4.8750 |
234.16 |
410.48 |
| 5 |
3.9600 |
3.3000 |
183.98 |
5.8500 |
4.8750 |
192.63 |
518.79 |
| 6 |
4.4100 |
3.6750 |
158.33 |
6.1200 |
5.1000 |
166.30 |
573.77 |
| 7 |
4.4100 |
3.6750 |
138.58 |
6.1200 |
5.1000 |
146.66 |
678.56 |
| 8 |
4.4100 |
3.6750 |
123.81 |
6.1200 |
5.1000 |
132.00 |
786.26 |
| 9 |
4.4100 |
3.6750 |
112.35 |
6.1200 |
5.1000 |
120.65 |
896.84 |
| 10 |
4.4100 |
3.6750 |
103.21 |
6.1200 |
5.1000 |
111.62 |
1010.27 |
| 11 |
4.4100 |
3.6750 |
95.75 |
6.1200 |
5.1000 |
104.28 |
1126.54 |
| 12 |
4.4100 |
3.6750 |
89.56 |
6.1200 |
5.1000 |
98.21 |
1245.59 |
| 13 |
4.4100 |
3.6750 |
84.34 |
6.1200 |
5.1000 |
93.10 |
1367.41 |
| 14 |
4.4100 |
3.6750 |
79.88 |
6.1200 |
5.1000 |
88.76 |
1491.93 |
| 15 |
4.4100 |
3.6750 |
76.04 |
6.1200 |
5.1000 |
85.04 |
1619.14 |
| 16 |
4.4100 |
3.6750 |
72.69 |
6.1200 |
5.1000 |
81.80 |
1748.97 |
| 17 |
4.4100 |
3.6750 |
69.76 |
6.1200 |
5.1000 |
78.98 |
1881.39 |
| 18 |
4.4100 |
3.6750 |
67.16 |
6.1200 |
5.1000 |
76.49 |
2016.35 |
| 19 |
4.4100 |
3.6750 |
64.85 |
6.1200 |
5.1000 |
74.29 |
2153.79 |
| 20 |
4.4100 |
3.6750 |
62.78 |
6.1200 |
5.1000 |
72.34 |
| | |